Solved Mortgages

The financing handled by the same team that knows the deal.

Your mortgage and your real estate run under one operator, so the pre-approval, the offer, and the closing line up instead of working against each other.

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Since 2018

01

How a Solved mortgage works.

Four steps, one point of contact. The lender does not change mid-deal and neither does the person accountable for it.

Start a Mortgage Inquiry
1

Inquiry

Intake

A short form and a real conversation about what you are buying and what you can carry.

2

Pre-approval

Rate hold

A real number you can offer on, with the rate hold and conditions written down.

3

Underwriting

Lender match

Lender matched to your file, documents handled, conditions cleared before they hold up the close.

4

Closing

Funding

Funds in place on the date that matches your purchase, coordinated with the same team on the deal.

02

How a Solved mortgage works.

Four steps, one point of contact. The lender does not change mid-deal and neither does the person accountable for it.

1

Inquiry

A short form and a real conversation about what you are buying and what you can carry.

2

Pre-approval

A real number you can offer on, with the rate hold and conditions written down.

3

Underwriting

Lender matched to your file, documents handled, conditions cleared before they hold up the close.

4

Closing

Funds in place on the date that matches your purchase, coordinated with the same team on the deal.

02

Who it is for.

Portfolio growth

Refinance

Pull equity for a renovation, an investment, or to consolidate high-interest debt into one payment. The penalty-versus-savings math runs first, so the move only happens if it pays.

Portfolio growth

Investors

Financing structured around the portfolio, not just the property: rental offsets, equity positioning, and the next acquisition in view. Self-employed and business-for-self income handled properly, not treated as an exception.

Everyday moves

Purchase

First home, fifth home, or the cottage: the pre-approval gets built before the search does. First-time buyers and newcomers to Canada are daily work here: programs, down payment rules, and credit history lenders can read.

Everyday moves

Renewal

The lender's renewal letter is a starting point, not the answer. We shop the term, and if credit took a hit along the way, we build the path back while timing still favours you.

03

The rate is not the whole cost.

A lower rate with the wrong terms can cost more than a higher one. Here is what we put on the table before you choose.

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Prepayment terms

How much you can pay down each year, and the penalty if you break early.

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Fixed vs. variable

What each does to your payment and your risk over the term you actually plan to hold.

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Amortization

The trade between monthly payment and total interest paid, in numbers.

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Closing costs

Land transfer tax, legal, and adjustments, estimated up front.

Run your numbers first

Run your numbers first.

Open the calculator, see the payment at current rates, and start the inquiry when the number makes sense.

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Mortgage Calculator

Payment, amortization, and closing cost estimator.

Open the calculator

02

Two speeds, your choice.

Ready to move

Apply now through the brokerage application or book a consult.

Apply now

Not there yet

Start the inquiry below. It is a conversation, not an application: no credit check, no documents, no commitment.

05

Start a mortgage inquiry.

A few details to start. We follow up with the options that fit, no obligation to proceed.

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Aldo Ibrahimi, Founder and Broker

Aldo Ibrahimi, Founder

One person across the whole file.

When the financing and the deal sit with one operator, the gaps that cost you money close on their own. That is why Solved holds both.

Why Work With Solved

Mortgage services provided by Aldo Ibrahimi, Mortgage Agent Level 2, Licence #M23006919, through Perch Mortgage Brokerage., FSRA Brokerage Licence #13263. Mortgage approvals are subject to lender criteria (OAC). Real estate services provided through Royal LePage Signature Realty, Brokerage.